planDEMOGRAPHICS™ Description

Overview...
dailyVest’s FOM Performance Calculation Engine is well suited for generating and tracking information which models investment behavior at the "population" or plan level, providing financial institutions, plan administrators, service providers, recordkeepers and third-party administrators a cutting-edge set of plan reporting and analysis tools. Leveraging the FOM, a new application-specific system known as “PlanDEMOGRAPHICS” (also referred to as “Plan Analytics”) is the first of its kind to offer a broad and meaningful level of demographically-based investment analysis at the plan or population level. Since PlanDemographics is based on dailyVest's core FOM platform, firms can completely customize how the information is presented and reported to their plan sponsor clients via the Web.

Features...

Plan Highlights.
Includes statistics and highlights of plan investments and cash flows, total contributions, total increase or decrease in plan assets, and more.

Plan Performance.
Includes many measures of how well participants are performing in the plan, how the "plan" is performing, the range of personal rates of return achieved by plan participants, and more.

Plan Asset Allocation and Investment Allocation.
Includes several illustrations depicting the breakdown of the plan assets by fund, by asset allocation and by age vs. average asset allocation. This later analytic can help identify demographic age groups within the plan which may have higher exposure to risk (overexposed to stocks -- particularly company stock -- and underexposed to bond/cash investments) or lower exposure to risk based on that group's average asset allocation. Results may indicate need for increased investor education or account rebalancing.

Plan Balances & Activity.
Includes a summary of the plan’s activity history by fund, the plan's net investment history vs. market value, balance history, etc.

Investor/Participant Account Details & Drill-down.
Sort all plan participants by highest to lowest personal rate of return, balance, age, etc. then drill-down to those participants' personal performance scenario.